The FATF Recommendations

FATF Recommendations 2012

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As amended March 2022. 

The FATF Recommendations set out a comprehensive and consistent framework of measures which countries should implement in order to combat money laundering and terrorist financing, as well as the financing of proliferation of weapons of mass destruction. Countries have diverse legal, administrative and operational frameworks and different financial systems, and so cannot all take identical measures to counter these threats.

The FATF Recommendations, therefore, set an international standard, which countries should implement through measures adapted to their particular circumstances. The FATF Standards comprise the Recommendations themselves and their Interpretive Notes, together with the applicable definitions in the Glossary.         


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Translations of the FATF Recommendations

The following unofficial translations, are provided for your convenience. These are working translations. In the event of a conflict over interpretation, the official English and French versions of the text, as published on the FATF website, are authoritative. 

  • Arabic - translated by MENAFATF
  • Armenian - translated by the Central Bank of Armenia
  • Chinese - translated by the People's Bank of China
  • Czechtranslated by Financial Analytical Office of the Czech Republic
  • Dari - translated by the Terrorism Prevention Branch of the United Nations Office on Drugs and Crime (UNODC)
  • Estonian - translated by the Estonian Financial Supervisory Authority
  • Mongolian - translated by the Financial Information Unit, Bank of Mongolia
  • Pashtotranslated by the Terrorism Prevention Branch of the United Nations Office on Drugs and Crime (UNODC)
  • Portuguese - translated by the Portuguese Delegation
  • Portuguese - translated by GAFISUD
  • Russian - translated by the Russian Delegation
  • Spanish - translated by GAFISUD


Information on updates made to the FATF Recommendations 

Date / FATF Plenary   Type of amendments   Sections subject to amendments
February 2013    Alignment of the Standards between R.37 and R.40  

Insertion of the reference that DNFBP secrecy or confidentiality laws should not affect the provision of mutual legal assistance, except where the relevant information that is sought is held in circumstances where legal professional privilege or legal professional secrecy applies.

October 2015   Revision of the Interpretive Note to R. 5 to address the foreign terrorist fighters threat   Insertion of B.3 to incorporate the relevant element of United Nations Security Council Resolution 2178 which addresses the threat posed by foreign terrorist fighters. This clarifies that Recommendation 5 requires countries to criminalise financing the travel of individuals who travel to a State other than their States of residence or nationality for the purpose of the perpetration, planning, or preparation of, or participation in, terrorist acts or the providing or receiving of terrorist training.
Existing B.3-11 became B.4-12.

June 2016   Revision of R. 8 and the Interpretive Note to R. 8   Revision of the standard on non-profit organisation (NPO) to clarify the subset of NPOs which should be made subject to supervision and monitoring. This brings INR.8 into line with the FATF Typologies Report on Risk of Terrorist Abuse of NPOs (June 2014) and the FATF Best Practices on Combatting the Abuse of NPOs (June 2015) which clarify that not all NPOs are high risk and intended to be addressed by R.8, and better align the implementation of R.8/INR.8 with the risk-based approach.

October 2016   Revision of the Interpretive Note to R. 5 and the Glossary definition of 'Funds or other assets'   Revision of the INR.5 to replace “funds” with “funds or other assets” throughout INR.5, in order to have the same scope as R.6. Revision of the Glossary definition of  “funds or other assets” by adding references to oil and other natural resources, and to other assets which may potentially be used to obtain funds.

June 2017   Revision of the Interpretive Note to R.7 and the Glossary definitions of “Designated person or entity”, “Designation” and “Without delay”  

Revision of the INR.7 and consequential revisions of the Glossary definitions of “Designated person or entity”, “Designation” and “Without delay” to bring the text in line with the requirements of recent United Nations Security Council Resolutions and to clarify the implementation of targeted financial sanctions relating to proliferation financing.


November 2017   Revision of the Interpretive Note to Recommendation 18  

Revision of INR.18 to clarify the requirements on sharing of information related to unusual or suspicious transactions within financial groups. It also includes providing this information to branches and subsidiaries when necessary for AML/CFT risk management.

November 2017  

Revision of Recommendation 21

  Revision of R. 21 to clarify the interaction of R. 18 requirements with tipping-off provisions.
February 2018   Revision of Recommendation 2  

Revision of R2 to ensure compatibility of AML/CFT requirements and data protection and privacy rules, and to promote domestic inter-agency information sharing among competent authorities.

October 2018   Revision of Recommendation 15 and addition of two new definitions in the Glossary  

Revision of R.15 and addition of new definitions “virtual asset” and “virtual asset service provider” in order to clarify how AML/CFT requirements apply in the context of virtual assets. 


June 2019   Addition of Interpretive Note to Recommendation 15  

Insertion of an Interpretive Note that sets out the application of the FATF Standards to virtual asset activities and service providers.

October 2020   Revision of Recommendation 1 and Interpretive Note to Recommendation 1  

Revision of R. 1 and INR.1 to require countries, financial institutions and DNFBPs to identify and assess the risks of potential breaches, non-implementation or evasion of the targeted financial sanctions related to proliferation financing, as contained in FATF Recommendation 7, and to take action to mitigate these risks.

October 2020   Revision of Recommendation 2 and a new Interpretive Note to Recommendation 2  

Minor consequential amendment in R.2 to insert reference to counter proliferation financing in the context of national co-operation and co-ordination.
Insertion of a new interpretive note that sets out the inter-agency framework to promote domestic co-operation, co-ordination and information exchange

June 2021   Revision of Interpretive Note15  

Revision of INR.15 to clarify the applicability of proliferation financing risk assessment and mitigation requirements to virtual asset activities and service providers.

October 2021  

Revision of the Glossary definition of ‘designated categories of offences’


Revision of the Glossary definition of ‘designated categories of offences’ to clarify the types of offences which fall within the ‘environmental crime’ category.

October 2021   Revision of INR.22/23, Glossary and consequential edits    

Revision of R.23 to clarify obligations on DNFBPs to apply group-wide programmes.

Clarification that the Glossary definition of ‘financial group’ is not limited to Core Principles institutions and a minor consequential amendment to INR.26.
March 2022   Revision of Recommendation 24, INR.24 and Glossary, and addition of two new definitions in the Glossary  

R.24 – page 22
INR.24 – pages 91-95
Glossary – pages 118-119 and 128

Revision of R.24 and the Glossary definition.
Addition of new definitions “nominator” and “nominee shareholder or director”, to strengthen the standards on beneficial ownership of legal persons.


Additional information